Texas Personal Umbrella Insurance

Save time and money. Quotes from multiple insurance companies.

Mercury Auto Insurance
Progressive Auto Insurance
Safeco Auto Insurance
State Auto - Auto Insurance
Travelers Auto Insurance

Protect your assets

An umbrella gives you additional liability coverage above your underlying insurance policies. For instance, you may purchase a $1 million umbrella or more policy to give yourself extra liability protection over what your auto and home insurance policies provide.  Some companies also offer additional uninsured/underinsured motorist coverage.

Some examples where an umbrella insurance policy may come into play include a friend being injured in your swimming pool or if you cause a bad car accident.  We live in a litigious society and there are many circumstances that may give rise to a lawsuit against you.  

How we can help

What our clients are saying

  • Wendy and Jeff are great to work with. It's great when you can do business with the mom and pop place and still save money.

    thumb Mickey Aldridge
    April 21, 2021
  • Jeff was very professional and diligent in ensuring I got the coverage I needed and best suited my needs. Definitely will recommend Jeff to my family and friends.

    thumb Mark Gomez
    October 1, 2021
  • I have always experienced good customer service with the people working here. If ever I had an issue(which wasn't often)they have always been quick in responding to take care of the matter. I have been a customer for a good while now and I am very satisfied I picked them as my insurance company. And might I add during the pandemic Wendy made sure to reach out and let me know that if I needed anything to let them know. HOW COOL IS THAT I have never had an insurance company do that.

    thumb Tameka Dye
    May 25, 2021
  • Jeff was so attentive with me. He answering all my question with complete explanation. Also. He looked out for the best plan covering my car insurance. Thanks Jeff! Thanks Neighbor's Choice Insurance!

    thumb Rafael Peralta
    August 5, 2022
  • Jeff and Wendy Caplinger have done a great job of finding the best fit for me and my auto policy. They are always caring and friendly and ready to meet my needs and that is why I have continued to be their customer for years.

    thumb Linda Sharp
    March 24, 2021

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Frequently asked questions

Our agency requires you to have at least your auto insurance with our agency but we can more easily keep your umbrella policy updated if all of your policies are with us.  In general, most insurance companies require at least $300,000 liability on your home and property insurance and $250,000/$500,000/$100,000 or $300,000 CSL on your auto and toys (boat, motorcycle, RV…).

We are licensed and offer auto insurance coverage in the state of Texas.

For more information, please Contact Us