Texas Personal Umbrella Insurance

Save time and money. Quotes from multiple insurance companies.

Mercury Auto Insurance
Progressive Auto Insurance
Safeco Auto Insurance
State Auto - Auto Insurance
Travelers Auto Insurance

Protect your assets

An umbrella gives you additional liability coverage above your underlying insurance policies. For instance, you may purchase a $1 million umbrella or more policy to give yourself extra liability protection over what your auto and home insurance policies provide.  Some companies also offer additional uninsured/underinsured motorist coverage.

Some examples where an umbrella insurance policy may come into play include a friend being injured in your swimming pool or if you cause a bad car accident.  We live in a litigious society and there are many circumstances that may give rise to a lawsuit against you.  

How we can help

What our clients are saying

  • 5 star review  Always helpful and wonderful customer service.

    thumb Dani Poet
    December 17, 2021
  • 5 star review  Jeff and Wendy Caplinger have done a great job of finding the best fit for me and my auto policy. They are always caring and friendly and ready to meet my needs and that is why I have continued to be their customer for years.

    thumb Linda Sharp
    March 24, 2021
  • 5 star review  Wendy and Jeff are great to work with. It's great when you can do business with the mom and pop place and still save money.

    thumb Mickey Aldridge
    April 21, 2021
  • 5 star review  Jeff was very professional and diligent in ensuring I got the coverage I needed and best suited my needs. Definitely will recommend Jeff to my family and friends.

    thumb Mark Gomez
    October 1, 2021
  • 5 star review  We have been with Neighbor's Choice for over 10 yrs now for our insurance needs. Jeff has consistently helped us find the right insurance for our vehicles, apartments and now home. They have always been very quick in responding to any calls or emails. Jeff has always worked hard to find us the coverages we need at the best prices. We are thankful for this agency!

    thumb Miranda
    January 20, 2021

3 easy ways to get started


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Upload your current policy

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Schedule a Call

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Frequently asked questions

Our agency requires you to have at least your auto insurance with our agency but we can more easily keep your umbrella policy updated if all of your policies are with us.  In general, most insurance companies require at least $300,000 liability on your home and property insurance and $250,000/$500,000/$100,000 or $300,000 CSL on your auto and toys (boat, motorcycle, RV…).

We are licensed and offer auto insurance coverage in the state of Texas.

For more information, please Contact Us