Affordable Texas Car Insurance
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Texas Car Insurance Done Right
If you’re looking for auto insurance, we have the solution for you. Our agency offers many options when it comes to insuring your vehicles.
New teen driver? No problem! We have great prices. A few claims on your policy? It’s ok! Life happens. Allow one of our insurance agents to show you how to get the coverage you want for less.
Some of the policy options we offer include $0 deductible glass coverage, new car replacement, loan/lease payoff, coverage for high value vehicles, special equipment coverage, telemetrics (rates/discount based on measured driving habits), low mileage discounts, and Roadside Assistance.
At Neighbor’s Choice Insurance, we have a full range of insurance coverage and policies to fit your unique situation. As an added benefit, each company we work with has local collision centers. This means in the event of a claim, the process is as smooth as possible.
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How we can help
- Competitive Texas Auto Insurance Rates
- Compare multiple insurance companies at once
- Access to local experienced insurance agents
- Tons of discounts
What our clients are saying
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We've renewed our Homeowner and Car insurance policies thru Jeff Caplinger with Neighbors Choice for the past 5 years, and we've been extremely satisfied with the level of customer service he's provided. He has made the yearly … More policy renewals a smooth and stress free process which we sincerely appreciate.
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Frequently asked questions
Where is your service available?
Our office is in Grapevine, Texas, but we serve clients anywhere in Texas. Most of our work is done by phone, email, or text, so you’ll get the same personal service whether you live down the street or across the state.
What is an independent insurance agency?
An independent insurance agency works with multiple insurance companies instead of just one. Because we’re independent, we can shop your coverage with several top-rated carriers, including Progressive, Travelers, and Liberty Mutual. Our job is to find the right coverage at the best price for you.
If your rates go up at renewal or you have a life change, like buying a new home or adding a teen driver, we can shop your policy again without you having to start over with a new agent.
Is there a fee for quotes or your service?
We never charge for quotes. We don’t do pressure sales and there’s no obligation to purchase.
For most auto policies, there’s no fee. We’re paid a commission by the insurance company you choose. The only exception is a minimum liability policy that isn’t set up on auto pay or paid in full. In that case, a one-time $75 application fee applies when your policy is issued. You can avoid it by choosing auto pay or paying your premium in full, and we’ll always go over any fee with you before you buy.
Why buy through an agency instead of directly from GEICO or Progressive?
When you go directly to an insurance company, you only see that company’s price, so getting several quotes means filling out form after form. We quote multiple top-rated companies for you, including some of the same names you’d find online, and can show you your options side by side.
You also get a local agent who knows you, instead of a different person every time you call a 1-800 number. And our service doesn’t stop once you buy. We’re here to help with policy changes, claims, and shopping your rates again at renewal.
What discounts do you offer?
Auto Insurance Discounts. Please note that discounts may vary by insurance company.
- Bundle Home or Renters
- Early Quote
- Multi-car
- Continuous Insurance
- Telematics
- Homeowner
- Paperless
- Violation Free
- Accident Free
- Claim Free
- Good Student
- Driver Training
- Hybrid/Electric Vehicle
- Automatic Emergency Braking
- Blindspot Detection
- Occupation
- Educational Level
- Paid in full
- Automatic Payments
What auto insurance coverages do you offer?
- Liability
- Uninsured/Underinsured Motorist
- Personal Injury Protection
- Medical Payments
- Comprehensive
- Collision
- Rental Reimbursement
- Roadside Assistance
- Towing
- Loan/Lease Payoff
- New Car Replacement